Customised Current Account with a host of solutions for your Startup


Startup Current Account Features

  • Non-Maintenance Charge waiver for the first twelve months from the date of the Current Account opening
  • Free RTGS/NEFT payments at branches or via Net Banking
  • Free cash withdrawal at non-home branch locations up to Rs. 1,00,000 per day
  • Free cash deposits at home branches, up to 5 times of previous month's average credit balance or Rs. 10,00,000, whichever is higher
  • Business Debit Card with no issuance charges
  • Free cheque payment and collection pan-India
  • Free outward cheque returns (up to five instruments per month)
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More power to your business

  • Offers Beyond Banking across different categories to support the nitty-gritty of your business . Explore more
  • Salary Account - Corporate Salary Account for Startup employees. Minimum five employees with an average salary of Rs. 25,000
  • Simple and secure fund transfer through bulk uploads with a Maker-Checker facility
  • Collection solution for convenient reconciliation of receivables through RTGS / NEFT/ IMPS
  • Preferential pricing for trade transactions with a minimum benefit of Rs. 1,10,000* per annum
  • A range of collateral-free, customised Business Loan Solutions to help you grow your business
  • Accept digital payments safely and securely with the Kotak Point of Sale (POS) machine
  •, an easy-to-use payment collection app, helps you turn your phone into a cash counter and avail multiple digital collection options


*Based on usage of all trade services (1 trade transaction per month)

Offers Beyond Banking for your business

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