Facility Against Credit Card Receivables
Leverage your POS terminal sales for business loans

Each day, you have multiple transactions that are processed via your credit card POS terminal. And now, you can leverage these transactions to avail a business loan to meet your liquidity requirements, effortlessly. With Facility Against Credit Card Receivables, you can avail of a Business Loan or an Overdraft Facility of up to Rs. 3 Crores on the basis of the yearly sales that take place on the credit card POS facility. This means, you can get funds when you need them, without putting up any assets as collateral.
Higher eligibility for Self Employee
Loan amounts of up to Rs. 3 Crores
Flexibility of combining Loan and Overdraft
Lower processing fees
Easy repayment option
Collateral-free
Competitive interest rates
Quick disbursement
Conditions apply. Credit at the sole discretion of the Bank and subject to guidelines issued by the RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
Founder - Frames Productions Company
We are banking with Kotak Bank since the last 10 years. I really appreciate the Relationship Manager's support I get for Business Banking.
Reviewed on 07/30/2022
CEO – Elastochemie Impex Pvt. Ltd.
Having Business Banking partners like Kotak has aided our growth in a big way. Their digital platforms & prompt services are flawless.
Reviewed on 08/02/2022
CEO – Walko QSR Company Pvt. Ltd.
We are very happy with the Kotak Working Capital services. Their guidance on every aspect makes us want to continue working with them.
Reviewed on 07/27/2022
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By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
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By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
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At your request, you are being re-directed to a third party site - http://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved