Working Capital Finance

We understand the challenges and complexities you face while managing cash flows on a daily basis. With our Cash Credit and Overdraft solutions, we help you maximize your business potential and opportunities.

Everyday benefits?

• Dedicated relationship management team for assistance and solutions.
• Customization for your specific business requirements.
• Flexible margin requirements based on the nature of your business.
• An uninterrupted facility without any specific repayment schedule.
• Competitive rates with fast processing and quick turnaround time.
• Solutions for incremental working capital requirements during the growth phase.
• Solutions for exporters and importers including pre and post-shipment.

Whatever your short-term finance needs, it’s easy to take control of your cash flow with our Working Capital Loans. That way, you can always be sure that the extra money is there when you need it.

Highlights and Features:

• Management of cash flow mismatches resulting from unexpected alterations in working capital cycle.
• Supports incremental working capital requirements of the business during growth phase.
• Helps in managing temporary blips in business cash flows.
  
• Tailor made solutions and flexibility in repayment structured around cash flows.
• Available in foreign currency for overseas operations.
  

With flexible repayment options to suit your needs, our long-term working capital ensures that business operations run smoothly. Protecting your company from interest rate risks is now simpler than you think.

Highlights and Features:

• Strengthen liquidity and current ratio.

• Correct asset liability mismatch (long-term assets funded by short-term funds)

• Manage temporary blips in business cash flows.

• Supports incremental working capital requirements of the business during growth phase.

• Tailor made solutions and flexibility in repayment structured around cash flows.
  

• Enjoy long tenors in excess of 5 years and up to 7 years.

We understand how important it is to optimize your supply chain as your business grows larger. Hence, we offer a complete range of products that can be customized according to your needs.

Everyday Benefits?

• Invoice Finance and Bill Discounting: We finance your procurement and your sales at suitable terms and conditions to help you have smooth supply chain operations.
• Purchase order financing: We extend purchase order financing to vendors, thus allowing a hassle free and undisturbed supply.
• Financing under domestic Letter of Credit (LC): We offer financing under domestic LC to for both purchase and sales.
• Domestic Factoring: A range of factoring services including recourse factoring (limited, with and without recourse), post sales activity and dedicated personnel for factoring.