I'm sorry! Currently we can open a Recurring Deposit only for Kotak Bank account holders. Why don't you open a Savings account with us.
Please click https://www.kotak.com/en/personal-banking/accounts/savings-account.html?cid=answer&source=keya&medium=faq to view and open savings account, post that you can open a Recurring Deposit as well.
Please click https://www.kotak.com/en/personal-banking/Deposits/Recurring-Deposits.html?cid=answer&source=keya&medium=faq to explore our Recurring Deposit.