Due to rate of interest reduction my working capital loan account tenure got reduced however need emi reduction how can i do it?

If there is any change in ROI (Rate Of Interest), there is an impact on the EMI as well as the Tenure.  Normally, the impact is given on the EMI, however, one can still choose the impact between EMI and Tenure.  Please Note:  Impact on both cannot be applicable at the same time.
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