Bank + Demat + Trading A/c - Open a Bank + Demat + Trading A/c Online - Kotak Mahindra Bank

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Frequently Asked Questions


What is a 3-in-1 Trinity Account?

It is a combination of Savings + Demat + Trading Accounts all-in-one! Savings

Account is offered by Kotak Mahindra Bank Ltd while Demat and Trading Accounts are managed by Kotak Securities Ltd.

I already have a Kotak Savings Account, how do I convert it to 3-in-1 Trinity Account?

That’s great, you can click here: or just ask your RM to upgrade your Savings A/c to Trinity Account. Follow a few steps and you are ready!

How long does it take to open a Trinity Account?

  • If you’re an existing Savings Account holder with your PAN card/ Address proof or Aadhar card verified, i.e your full KYC is done, you should be able to open an account in a few steps.

  • If you’re new to the Kotak group, you will have to complete the full KYC and then you can quickly open the account.

Are all Kotak Securities plans and offers applicable to Trinity Account holders?

Yes, you can check the latest plans/offers here:

What are the benefits/ features of a 3-in-1 Trinity Account?

  • Save, trade & invest with a single account

  • Seamless transfer funds from Savings A/c to Trading A/c
  • Apply for IPOs via the Kotak ASBA facility
  • Zero brokerage plans

I have a few doubts about the Trinity Account, whom do I contact?

  • For any queries regarding your Savings Account

o   Call on 1860 266 2666 (local call charges apply)

o   Privy League Members can call on 1800 266 6666

  • For any queries regarding Demat and Trading Account

o   Call on 1800 209 9191

o   Email at

o   Say Hi on our WhatsApp number 7738988888