UNI Student Bank Account

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Be ready with following documents while opening this account

(Original for verification and self-attested copies for submission)

Document	Identity Proof	Residence Proof	Signature Proof	Student Status Proof
Passport	✓	✓	✓	✗
Driving License Valid licence	✓	✓	✓	✗
PAN Card (also refer notes below)	✓	✗	✓	✗
ID Card of Institute / University Or Letter from Institute / University	✗	✗	✗	✓
Valid Photo Credit/Debit Card Issued by any bank. Only if the Photo and Signature are printed on the front of the card. NO COPY OF THE REVERSE OF THE PHOTO CARD TO BE TAKEN	✓	✗	✓	✗
Voter's Identity Card (Election Card)	✓	✓	✗	✗
Ration Card (Only address proof)	✗	✓	✗	✗
Valid ID Documents Card with Photo issued by Govt. Org, PSU, Statutory/ Regulatory Authority, Scheduled Commercial Banks, Public Financial Institutions & Professional Bodies like ICAI, ICWAI, ICSI, Bar Council, etc. to their Members	✓ (If photo included)	✓ (If address included)	✓ (If signature included)	✗
College ID Card Existing and validcard issued by colleges affiliated to universities.Applicable only if a/c with parent/guardian as Joint Holder	✓ (If photo included)	✓ (If address included)	✓ (If signature included)	✗
Marriage Certificate for married women (irrespective of primary or joint or single holder) and not acceptable for husband	✓ (If photo included)	✓ (If address included) (Not to be accepted as address proof of a woman if the account is held singly by her)	✓ (If signature included)	✗
Introductory Reference Customer's Banker except Cooperative Bank - to be obtained by KMBL - IP cheque mandatory from the same account	✓ (If photo verified)	✓ (If address verified)	✓ (If signature verified)	✗
Utility Bill Electricity/Telephone/Mobile/Piped Gas/Water bill/ Broadband bill not more than 3 months old	✗	✓	✗	✗
Letter from Housing Society Only for owners with latest 2 months Maintenance bill	✗	✓	✗	✗
Registered Leave & License Agreement For Tenants	✗	✓	✗	✗
Bank Statement Active Account - signed & stamped or with logo / printed by Bank (internet downloads not accepted)	✗	✓	✗	✗
Bank Statement Bank statement with watermark logo of the issuing bank without the stamp and signature of the authorised bank official, can be accepted if the bank branch address mentioned on the statement and the Self Signed Initial Payment cheque is same. Branch address on the statement preferably to be a printed one. In case of handwritten branch address, same to be signed and stamped by authorised bank official of the issuing bank.	✗	✓	✗	✗
Bank Account Passbook Active accounts of schedule commercial banks only along with the bank seal/ stamp and signature of the bank official. (updated and not more than 3 months old)	✓ (If photo verified by the issuing bank branch then Initial Payment mandatory from the same bank account)	✓ (If address verified)	✗	✗
Sale Deed	✗	✓	✗	✗
Self-signed Cheque or Product AQB (in case the cheque is from a co-operative bank a six month bank statement would also be required)	✗	✗	✓	✗
Wealth/ Income/ Sales/ Service Tax Assessment Order Not more than 6 months old	✗	✓	✗	✗
Introductory reference fromexisting Kotak Bank customer For a No Frills Accounts, existing customer for more than 6 months - a/c conduct satisfactory & introducer knows new customer for 1 year or more	✓	✗	✗	✗
Postal Certificate	✓ (If photo included)	✓ (If address included)	✓ (If signature included)	✗

Please note the Documents are subject to change as per RBI Guidelines

Frequently Asked Questions

How to open the Kotak UNI Student Bank Account?

You can open a Kotak UNI Student Bank Account digitally, from anywhere, thanks to the Video KYC feature. It involves getting on a video call with a Kotak bank executive to complete your KYC process, essentially ruling out a visit to a Kotak bank branch completely.

What are the steps involved in opening the Kotak UNI Student Bank Account online?

In the Video KYC process, you have to fill up your details online. After you fill up all the required details, the Kotak bank executive will carry out basic checks over video interaction. The agent will guide you through the entire process. Just have your original documents, a blank paper, and a blue/black pen handy. Once this Video KYC is done, you will have a fully-functional Kotak UNI Student Bank Account within 24 hours.

What are the documents required to open a Kotak UNI Student Bank Account?

To open this student savings account you will need a residence proof, an identity proof, a signature proof, and a proof to ensure student status.

How many days does it take to open this student savings account?

Once the Video KYC process is done to open the Kotak UNI Student Bank Account online, it takes less than 24 hours for the account to be activated.

How is the Kotak UNI Student Bank Account different from other student savings accounts in the market?

While the effort has been made to provide the UNI Student Bank Account with class-leading benefits that remain extremely useful even when students take up a job post their course completion, this student savings account also ensure that students develop a strong sense of financial learning. In the future, it will lead to these students becoming individuals who have great understanding and control of their personal finance requirements.

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