Besides instant cash, credit cards offer several attractive benefits such as reward points, airline miles and discounts. Nevertheless, many are afraid of using credit cards due to the fear of missing payment and the subsequent heavy interest. What if you could pay your credit card bills, anytime & anywhere right from your phone? Thanks to the revolutionary Kotak 811, you can now pay your credit card bills online as per your convenience.  Kotak 811 is a comprehensive digital banking ecosystem that enables seamless shopping, travelling and entertainment experience through an innovative mobile App. So you can shop effortlessly with your credit card without ever worrying about missing payment deadlines. The best part about Kotak 811 is that it is a zero balance account. Hence, there is no pressure about maintaining a minimum balance as you will not be charged for low or no balance. Furthermore, you can earn up to 4%* interest per annum  on the balance maintained in the Kotak 811 account. Not convinced yet? Here are some more benefits of using 811 to pay your credit card bills:

Sheer Convenience: Kotak 811 App offers you the convenience of paying credit card bills from the comfort of your home, office or even on the go. All you need is your mobile phone, and you can pay credit card bills from anywhere around the world. Never miss a payment again!

Safe and Secure Payments: Kotak Mahindra Bank has taken all measures to ensure safe & secure payments. The payment transactions are secured with MPIN and several other ways of authentication of your Identity. Hence, the risk of information leak or money loss is completely eliminated.

Easy Access to Online Records: With the Kotak 811 App, all your transactions are recorded instantly and are available for your review whenever you need it. With just a few taps on your mobile screen, you can access every transaction. This can come in handy especially when you are filing your taxes or budgeting.

Be in Control: The Kotak 811 App enables you to be in control of your finances.  Whenever you are paying your credit card bills with Kotak 811 App, you can pay either the full amount or any amount as per your budget.Without a doubt, the benefits of paying your credit card bills with the Kotak 811 App are plenty. So what are you waiting for! You can start enjoying all of these benefits instantly by downloading the Kotak 811 App from the Google Play Store. 

Disclaimer: W.e.f. Jun 13, 2022, daily balances in Savings Account above Rs. 50 lakhs will earn 4% interest p.a. Daily balances in Savings Account up to Rs. 50 lakhs will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.


Disclaimer: This Article is for information purpose only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. Bank make no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Newsletter. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from Kotak. Kotak, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein.