Delight Platinum Credit Card
- Get 10% Cash-Back on Dining

Get Kotak League Platinum Credit Card & earn 8X reward Points on your every spends of Rs.150 across all categories.
Know More
Fee & other Parameters | Delight |
---|---|
Joining Fees | Rs. 1999 |
Annual Fees | Rs. 299 |
Condition for waiver of Annual Fees - First Year | NA |
Condition for waiver of Annual Fees - Second Year | NA |
Addon card Fees | Rs. 299 |
Interest Charges on outstanding Balances | 3.50% (Annualized 42%) |
Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due) | MAD can be 5% or 10% of TAD as decided by the Bank |
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof | Rs. 300 |
Late Payment Charges ("LPC") | Rs. 100 for statement o/s less than or equal to Rs. 500 |
Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000 | |
Rs. 700 for statement o/s greater than Rs. 10,000 | |
Over Limit Charge | Rs. 500 |
Cheque Bounce Charges | Rs. 500 |
Foreign Currency Mark Up | 3.5% |
Railway Booking Surcharge (1.8%/2.5% on transaction amount)* | Waived |
Fuel Surcharge (1% on transaction)** | Waived |
Fee for Cash payment at Bank | Rs. 100 |
Outstation Cheque Processing Fee | Waived |
Reissue/ Replacement Card (per issunace) | 100.0 |
Charge Slip Request | Waived |
Machine Surcharge at ATMs | Waived |
Balance Enquiry Charges at Non Parent Bank ATM | Waived |
Duplicate Statement Request | Waived |
Web Pay Service Fee | Waived (effective 10th JAN,2014) |
Please Note: | |
GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card | |
*Maximum Railway surcharge waiver of Rs. 500 in a calendar year | |
** Fuel surcharge to be waived only for transactions between values of Rs. 400 - Rs. 4000. Maximum Fuel surcharge waiver of Rs. 4500 in a calendar year | |
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