Essentia Platinum Credit Card
- 10% Savings on Departmental & Grocery Store spends
|Credit Card expenses||Savings - Year 1||Savings - Year 2 onwards|
|10% savings on Departmental and Grocery spends on monthly spends of 5000||6000*||6000*|
|Savings on spends done on other categories on monthly spends of 5000||240||240|
|Milestone Benefit of 12 PVR tickets on spending 1,25,000 every 6 months||3000**||3000**|
|Total Savings in a year||9240||9240|
|Net Savings in a year after paying the fees||7741||8491|
Learn more the saving point redemption of the Essentia Platinum Credit Card.
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*Maximum saving points of 500 can be earned in a month for both Departmental and Grocery spends for a minimum transaction size of Rs. 1500 and maximum transaction size of Rs. 4000.
10 saving points are offered on transactions undertaken at only those merchants establishments which are classified under "Departmental Store & Grocery" Merchant Category Code(MCC) as defined by VISA.
**For calculation purpose the average PVR tickets price has been taken as Rs. 250.
***Joining fee of Rs. 1499 is applicable in the 1st year and charged one time at the beginning of the year. It is billed in the first statement generated after card set up in the 1st year.#Annual fee of 749 is applicable from 2nd year onwards and charged at the beginning of the year. It is billed in the 13th statement generated after the card set up and in 2nd year and every 12 months thereafter.
A. Credit card companies and banks charge higher fees to recover the cost of lending money to customers. But, they urge merchants not to pass credit card swipe charges to customers and instead bear it themselves. In some places, merchants can charge customers an extra fee for using credit or debit cards to cover the processing costs.
A. The easiest way to pay rent is using credit cards. In this nothing is debited from your bank account. Instead the money is paid via the available line of credit. Rent payment through credit card is easy and just a few clicks away when it is linked to your UPI enabled app. Now you know how to pay rent through credit card.
A credit card is a transactional card that enables the holder to make purchases of goods and services or withdraw advance cash on credit.
You may proceed with the balance transfer option if you see possible savings out of it. Paying high-interest debt doesn’t make sense when you can qualify for a new card with a 0% APR. This way, you can consolidate your debt and pay them off without any hassle. Many balance transfer credit cards offer a 0% or low interest rate on balance transfers for an introductory period, which can allow you to save money on interest charges while you pay down your debt.
The coverage under CPP credit card protection membership in India is generally limited to the protection against loss, theft or misuse of the member's credit cards, debit cards, and other cards. CCP credit card protection also protects unauthorized transactions and emergency card replacement services.
Joining Fee: INR 1,999|Annual Fee: INR 299
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