Flaunt your style. Flaunt your rewards Presenting Myntra Kotak Credit Card

* Instant discount on Myntra’s app and/or website is capped at Rs. 750 per transaction

** Cashback on preferred partners is subject to a maximum of Rs. 1000 per billing cycle and will be credited back to the card statement.

*** Other spends do not include Fuel, Rent and Wallet Recharges

**** UPI on Credit Card excluded categories are Rent, Wallet, Fuel, EMI transactions, Education, UPI transactions below or equal to Rs.2000/-

Myntra Credit Card Key Features & Benefits

Enjoy the following features and benefits with your Myntra Credit Card -

1. Instant Discount on Myntra - Get an instant 7.5% discount on all spends done on the Myntra app and website, subject to a maximum discount of ₹ 750 per transaction.
2. Unlimited 1.25% Cashback – Earn 1.25% cashback on all your spends everywhere and every time when you spend on platforms other than Myntra. The Myntra cashback offer does not apply to spending on rent, EMIs, fuel, and recharges.
3. 5% Cashback on Preferred Partners - Get a 5% cashback on spending across preferred partners like Swiggy, PVR, Cleartrip, and Urban Company. The maximum cashback is subject to ₹1,000 per month across your spending on all preferred partner merchants. For details on preferred partners click here.
4. Free Access to Myntra Insider Program - Get complimentary membership to Myntra Insider Program in addition to the Myntra payment offers. The activation of the said program is subject to the terms & conditions of the program by Myntra. You can check the details of the Myntra Insider Program membership here.
5. Free Rs.500 Worth e-Voucher - Kickstart your 'Myntra x Kotak Credit Card' experience with a welcome Myntra Voucher worth ₹ 500 on the activation of the card.
6. Get 4 Annual Free Airport Lounge Access - Experience luxury with 1 complimentary domestic lounge access per calendar quarter. With lounge access, you can enjoy benefits such as a gourmet meal, comfortable seating, widescreen TVs, newspaper, magazines, and free Wi-Fi. For more details, click here.
7. 2 Free PVR Movie Tickets - Besides the best offers for online shopping, get 2 Free PVR movie tickets worth ₹ 250 each on spending ₹ 50,000 every quarter.
8. Annual Fee Waiver - Get away with the Myntra Kotak Credit Card renewal fee of ₹ 500 on annual spending of over ₹ 2 Lakh.
9. Up to ₹3,600 Fuel Surcharge Waiver - Enjoy a 1% fuel surcharge waiver of up to ₹ 300 every month.
10. 60-Minutes Card Issuance - Enjoy all the above-mentioned benefits instantly as the card is issued to you in just 60 minutes of your submitted application.

Steps to Avail the Myntra Online Shopping Offers

You can follow the below-mentioned steps to start enjoying the Myntra card offers -

Step 1: Visit https://www.kotak.com.

Step 2: Go to the 'Cards & Fastag' section and choose 'Myntra Kotak Credit Card' from the list of Credit Cards.

Step 3: Click on the 'Apply Now' and then click on the 'Get Your Card Now' button.

Step 4: Provide your mobile number and complete the KYC process.

After performing these steps, you will receive your card in just 60 minutes. Activate your card and then you can start availing of all the Myntra online shopping offers.

Myntra Kotak Credit Card Frequently Asked Questions

1. What are the benefits a cardholder can avail on Myntra Kotak Bank Credit Card?

• Instant Discount on Myntra

  
  Cardholders get an instant discount of 7.5% on all spends done on Myntra’s app and/or website. Instant discount on Myntra’s app and/or website is capped at Rs. 750 per transaction

  Note: Instant Discount is not valid on UPI on Credit Card transactions

• Cashback on our Preferred Partners

  
  Cardholders get cashback of 5% on all spends done on our curated list of Preferred Partners:

  i. Swiggy

  ii. Swiggy Instamart

  iii. Cleartrip

  iv. PVR (online transactions)

  v. Urban Company

  
  

  Cashback on our Preferred Partners are subject to a maximum of Rs. 1000 per billing cycle and will be credited back to the statement within 30 days of completion of transaction.

  The merchants listed under the Preferred Partners are subject to revisions by the bank without any prior notice to the customers.

• Cashback on All Other Spends
  

  
  Cardholders get unlimited cashback of 1.25% on all other spends done on the Myntra x Kotak Co-Branded Credit Card. Other spends do not include Fuel, Rent and Wallet Recharges. Rent Payment, Fuel Spends, EMI transactions, Post Purchase EMI, Wallet loading transactions, Cash advances do not qualify as spends where customers can earn cashback
  
  

2. Are there any Joining and/or Annual Fees associated with the Myntra x Kotak Bank Credit Card?

Cardholder will be charged with only Rs. 500 as Joining fee. The annual fee is also Rs. 500 per annum. Annual Fee will be waived off on spending Rs. 2,00,000 in the previous anniversary year.

3. What are “Preferred Partners”?

“Preferred Partners” are set of merchants on which all spends completed will be eligible for accelerated cashback of 5% subject to a maximum of Rs.1000 per billing cycle. They are as follows:

• Swiggy
• Swiggy Instamart
• Cleartrip
• PVR
• Urban Company

4. What are the Activation Benefits associated with Myntra x Kotak Bank Credit Card?

Cardholder will receive a Myntra e-Gift Voucher worth Rs.500 on completing a transaction of Rs.500 and above within 30 days of card issuance.

5. How will the customer receive the Myntra e-Gift Voucher?

Post activation i.e. on completion of one transaction over Rs. 500, customer will receive the Myntra e-Gift Voucher on their registered email IDs and mobile number within 30 days of the transaction date.

6. Are there any milestones benefits that cardholders get with Myntra x Kotak Bank Co-branded Credit Card?

Yes. Cardholders is entitled to receive 2 PVR tickets worth ₹250 each on achieving spends of Rs.50,000 per calendar quarter. Spends done on excluded categoriesxxxx will not be considered for calculation of milestone benefit.

7. Are customers eligible to get cashback on UPI on Credit Card transactions?

Yes, customers are entitled to a 1.25% cashback on UPI on Credit Card transactions except on the following spends:

• Rent
• Wallet
• Fuel
• EMI transactions
• Educations
• UPI transactions below or equal to Rs.2000/-

8. How will the cardholder receive the instant discounts and cashback earned on transactions?

For spends done on Myntra’s app and/or website, customers will get an instant discount that will get applied at the time of check-out
For spends done on Preferred Partners and All Other Spends, customers will get cashback in the form of statement credit within 30 days from the date of settlement

9. Are any transactions excluded from cashback?

Rent Payment, Fuel Spends, EMI transactions, Post Purchase EMI, Wallet loading transactions, Cash advances do not qualify as spends where customers can earn cashback

10. How can I apply my card?

Users can apply for the credit card from both Kotak and Myntra’s platforms. Click here to start your journey (hyperlink will be added)

11. What is Myntra Insider Program?

Myntra Insider is Myntra’s loyalty program which is open to registered users on Myntra. Customer will be onboarded within 30 days from card activation. A user has to opt-in to join the program. More details can be found here

12. Is there any fuel surcharge waiver?

Customers will receive 1% fuel surcharge waiver on minimum transaction Rs. 500 and on a maximum of Rs.3500

13. Who can apply for this card?

• Primary Credit Card holders should be in the age bracket of 18 years to 65 years.
• Add-on Card holder should be 18 years and above
• Should be a resident of India

14. What are the fees & charges applicable on Myntra x Kotak Bank Co-Branded Credit Card?

You can navigate to the cards fees & charges tab to view the fees and charges applicable. You will also find the same along with Terms & Conditions governing the card on our MITC page https://www.kotak.com/en/personal-banking/cards/credit-cards/mitc-and-ca.html.

Avail 5% cashback* on all spends done across preferred partner categories. Avail benefits throughout the year on your daily spend categories like food, grocery, entertainments, travel and services with our host of preferred partner merchants.

Preferred Partner Cashback:

• 5% cashback on all spends done across the Preferred Partner Merchants
• Maximum cashback is capped at Rs. 1,000 per statement cycle across spends done on all partners
• For details on cashback across Preferred Partners please click here

* Cashback on preferred partners is subject to a maximum of Rs. 1000 per billing cycle and will be credited back to the card statement.

Become an insider with the Myntra x Kotak Credit Card. Enjoy exclusive benefits and offers as a part of the Myntra insider community.

• All customers will be on boarded on to the Myntra Insider Program within 30 days of issuance of the card
• Customers will be onboarded as Select Members of the Myntra Insider Program
• Customers will need to spend a minimum of Rs. 7000 and place 5 orders each year on the Myntra platform, to maintain the insider tier

In addition to the cashback earned on all transactions, you will also be eligible for bonus offers on achieving spends criteria of Rs. 50,000 every quarter* as per eligibility:

• Enjoy 2 complimentary PVR tickets worth Rs.250 each on spending over Rs.50,000/- every quarter*
• Spends done on Rent, Wallet and Fuel categories will not be considered within the Rs. 50,000 bucket for evaluation of quarterly benefit
• Scenario 1:
  • Total Quarterly Spends in April May June quarter: Rs. 75,000
  • Spends on Rent category: Rs, 5,000
  • Spends on Wallet category: Rs. 5,000
  • Spends on Fuel category: Rs. 5,000
  • Total Exclusion Spends: Rs. 15,000
  • Eligible Spends: Rs. 60,000

  
  Customer is eligible for Quarterly Milestone Benefit since Eligible spends > Rs. 50,000

• Scenario 2:
  • Total Quarterly Spends in April May June quarter: Rs. 75,000
  • Spends on Rent category: Rs, 15,000
  • Spends on Wallet category: Rs. 1,000
  • Spends on Fuel category: Rs. 15,000
  • Total Exclusion Spends: Rs. 31,000
  • Eligible Spends: Rs. 44,000

  
  Customer is not eligible for Quarterly Milestone Benefit since Eligible spends < Rs. 50,000

Claim your PVR Coupon

Your PVR Tickets Are Waiting! Redeem them now to enjoy the latest movies on the big screen! To redeem your movie ticket vouchers (known as M-Coupons), please follow these steps on the Kotak Mobile App-

• Login to MB App / Kotak Net Banking section
• Go to Credit Card Overview Section
• Select PVR Card
• Select PVR Coupon Claim / Unlock PVR coupons, enter the month eligible
• Get M-Coupons eligible for the month
• View the Validity of the M-Coupons
• Use them at PVR Cinemas

Once claimed, all coupons are stored in the My PVR section within the card overview section on the Kotak Mobile App with the coupon details mentioned such as –

• M coupon code
• Issue date
• Validity date

Please note that customers can claim the M Coupon for a period of 2 months only post the eligible billing cycle (included). Visit the “How to use” section to know more about how to use these codes at PVR App/Website.

*Quarter pertains to the quarter starting from the card issuance date

Introducing a fast way to pay. Enjoy the freedom of Contactless Payments, which offer a fast, safe and secure way to pay. Just tap your Myntra x Kotak Bank Credit Card and pay for transactions up to INR 5000 without a PIN.

Contactless keeps you stress-free. Switch to safe and secure transactions

• No need to enter your PIN - just tap your credit card on the reader
• The credit card never leaves your hand, reducing the risk of credit card loss or counterfeit
• Payments supported by multiple layers of security, which ensures that you are safe from fraudulent or unauthorized transactions

Fees and Charges