811 #DreamDifferent
Debit Card

Overview   Others Features   Eligibility   Fees and Charges   

811 #DreamDifferent Debit Card

Your digital 811 savings account comes with a token of celebrating your big dreams. The 811 #DreamDifferent Debit Card is designed especially for those who dare to dream big and have a strong will to succeed!

This Debit Card combines the benefits of a regular ATM card and a payment card along with features to 'tap & pay'. Get your card now for an annual fee of Rs.299 inclusive of tax.

Get your Debit Card in 4 easy steps

1) Log into Kotak – 811 & Mobile Banking App

2) Tap on ‘811’

3) Go to ‘Virtual Debit Card’ tab

4) Tap on ‘GET ONE NOW’

Others Features

• Daily limit for transaction within India and abroad*:
  • Purchasing Limit: Rs. 1,00,000
  • ATM Withdrawal Limit: Rs. 25,000
• Insurance offered^ : You get following complimentary insurance cover with your card click here for more details
  • Card Protection Liability Cover: Up to Rs. 2,50,000
  • Purchase Protection Cover: Rs. 50,000
  • Personal Accidental Death Cover: Up to Rs. 2,00,000
• Offers across categories such as lifestyle, travel, health & fitness, fine dining, and more
• 24-hours VISA Global Customer Assistance Services (GCAS) for
  • Lost/Stolen card reporting
  • Emergency card replacement
  • Miscellaneous inquiries
• For assistance in India, number for accessing these emergency services is 1860 266 0811. You can also call our 24-hour Customer Contact Centre at +91 22 6204 2001 to get the toll free numbers while calling from overseas locations

*Terms and conditions apply, customer who have completed full KYC are eligible for international transactions

Disclaimer : The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA Card wholesale exchange rate prevailing at the time of transaction.In line with RBI guidelines, Kotak Debit Cards issued can only be used at domestic retail outlets for payments and ATMs, to know how to enable Domestic Online payments, International usage, Contactless payments & Tokenization: click here

^ Insurance on Kotak 811 Debit Card is provided by United India Insurance Co. Ltd. & Tata AIG General Insurance Co. Ltd. for the period from July 13, 2022 to July 12, 2023. This Insurance cover for Kotak Debit Card stands withdrawn from 13^th July 2023 till further notice. This Insurance will not be valid on Kotak Bank Debit card effective from 13^th July 2023.

Eligibility

Kotak 811 Savings Account holders (Not available in Kotak 811 Lite Account)

Fees and Charges

Rs 299/- (Inclusive of tax, Issuance charges to be levied upfront before issuance).