Contactless
Explore the faster way to pay with Kotak Contactless card
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Introducing Visa Contactless - the latest digital card payment technology. Contactless cards have an additional chip (in addition to EMV chip which is used for dipping the card in the payment terminal). It will help you spend less time at the cash counter and give you the freedom to do the things that matter most to you. For transactions up to Rs. 5000 in India, you can pay simply by tapping your card on the contactless indicator at payment terminal. There is no need to even enter your debit card PIN. Contactless cards are as secure as any other chip card. They carry the same multiple layers of security, which ensures that you are safe from fraudulent or unauthorized transactions.
Know more about different Debit Cards provided by Kotak Mahindra Bank.
Click here to explore Contactless with Kotak Visa Cards
Disclaimer:
Please note that as per RBI guidelines, Kotak Debit Cards issued from 1st Oct’20 do not have Contactless feature enabled, to know how to enable click here.
Step 1: Look for the Contactless Indicator on the payment terminal.
Step 2: Tap your card near the payment terminal.
Step 3: Go when it beeps or green light blinks.
For transactions over Rs. 5000, insert/swipe your card followed by 6 digit PIN / Signature. International limits for contactless transactions are governed by regulations of that country.
Pay conveniently at*:
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* This is not an exhaustive list, but a list of key merchants that accept contactless transactions. Over 800,000 payment terminals in India support contactless transactions. Look for Contactless Indicator on the payment terminal to know if it supports contactless payments.
Know more about different Debit Cards provided by Kotak Mahindra Bank.
For Kotak Credit Cards issued before 1st Oct’20 : Look for the Contactless Indicator on your card. If your card has the contactless indicator, you can start using your card for contactless transactions immediately.
The following debit cards are enabled for Contactless feature. You can apply for any one of them through net banking or other channels based on your eligibility:
For transactions up to Rs. 5000 in India, you can pay simply by tapping your card on the Contactless Indicator at payment terminal which supports contactless transactions. There is no need to even enter your credit card PIN. For transactions over Rs. 5000, insert/swipe your card followed by 6 digit PIN. International limits for Contactless transactions are governed by regulations of that country.
Contactless cards are as secure as any other chip card. They carry the same multiple layers of security, which ensures that you are safe from fraudulent or unauthorized transactions. You should keep your card safe and block it immediately if it is lost or stolen or you suspect unauthorized transactions.
No, the cashier will have to input the amount in the terminal to activate the reader before the card can be tapped. Also, the card must be held within 4 cm of the contactless reader.
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Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.