Education Loans from HDFC Credila
Get education loan to pursue higher studies and turn your dreams into reality.

Get education loan to pursue higher studies and turn your dreams into reality.
Attractive tax benefits* under Section 80E
Competitive Rate of Interest
Pre-approval also before admission confirmation
Online application* accepted
No margin money
Collatering flexibility
LOAN AMOUNT:
COURSES COVERED:
As on date, HDFC Credila has funded students for 1500+ courses across 2500+ universities and 38 countries, for programmes including:
RATE OF INTEREST (ROI):
Below is a table to illustrate the ROI calculation:
Education Loan Amount (Rs.) |
ROI |
Interest Amount (Rs.) |
Yearly Tax Savings (Rs.) |
Effective Interest paid (Rs.) |
Effective Rate of Interest |
---|---|---|---|---|---|
750,000 |
11.00% |
82,500 |
25,493 |
57,007 |
7.60% |
1,000,000 |
11.00% |
110,000 |
33,990 |
76,010 |
7.60% |
1,500,000 |
11.00% |
165,000 |
50,985 |
114,015 |
7.60% |
2,000,000 |
11.00% |
220,000 |
67,980 |
152,020 |
7.60% |
COSTS COVERED:
TENURE:
The maximum loan repayment tenure is of up to 15 years, including the moratorium period.
COLLATERAL OPTIONS: