Education Loans from HDFC Credila
Get education loan to pursue higher studies and turn your dreams into reality.

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Get education loan to pursue higher studies and turn your dreams into reality.
Description of Services |
Charges (in Indian Rupees) |
---|---|
Pre-payment Charges |
Nil |
No Objection Certificate (NOC) |
Nil |
Delayed Payment Charges* |
@ 2% per month of instalment (MI/ PMII), plus applicable taxes thereon |
Statutory CERSAI Charges |
As per charges levied by CERSAI |
Cheque or ACH Mandate or Direct Debit Swapping Charges* |
Up to Rs. 500/- per swap instance, plus applicable taxes thereon |
Cheque/ ACH/ Direct Debit Bouncing Charges* |
Rs. 400/- per dishonour of cheque or ACH or Direct Debit return, per presentation plus applicable taxes thereon |
Legal/ Incidental Charges |
At actual |
Stamp Duty and other Statutory charges |
As per applicable laws of the state |
Manual Collection Charges* |
Rs. 200/- per visit, plus applicable taxes thereon |
Charges for Updating & Handling Loan Account as per Customer Request* |
Rs. 1,500/-, plus applicable taxes thereon |
Origination Fee |
1.5% plus taxes of the sanctioned amount (Non-refundable) |