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Frequently Asked Questions

What is the interest rate for 10 lakh personal loan EMI for 5 years?

Kotak Mahindra Bank provides Personal Loans to our eligible applicants at a minimum interest rate of 10.99% per annum.

What is the interest rate for 5 lakh personal loan EMI?

The personal loan interest rate at Kotak Mahindra Bank starts from 10.99% per annum.

Check your eligibility before applying.

What is the interest rate for 20 lakh personal loan EMI?

For eligible applicants, personal loan interest rates start from 10.99% per annum at Kotak Mahindra Bank.

Check your eligibility.

Do I need additional documents to reduce my personal loan interest?

If you submit the required personal loan documents,

that is, valid proofs of identity, residence, income and employment, you need not submit any additional documents to reduce your personal loan interest.

My salary is Rs. 20,000 per month. What is the maximum personal loan I can get?

Only Kotak Mahindra Bank employees are eligible to borrow a personal loan with Rs. 20,000 monthly income.

The maximum loan amount you can avail is Rs. 180,000, provided you have no existing liabilities.